A data breach is a situation in which information is either lost by or stolen from an organization or individual. Financial information, medical records, customer information, and student data are all examples of information that has been accessed as a result of data breaches. The incidents can occur under a number of different scenarios. Hacked databases and stolen laptops, PDAs, USB flash drives containing sensitive information account for many breaches. More than 75% of states now legally require organizations to contact affected individuals when a data breach occurs.