Child identity theft is when the victim is a minor. Because a child (or parent acting on behalf of the child) is unlikely to request credit reports or to try to obtain credit, the theft can go undetected for a long time. In fact, the theft may not be detected until the child becomes an adult and applies for credit. If no credit report exists in your child’s name, that is a good indication that your child has not been a victim. However, if you receive collection calls, statements and/or pre-approved credit offers in your child’s name, your child may be a victim of identity theft.